Cambodia My Second Home (M2H)

The My Second Home program (CM2H) is the Cambodia visa with a 10-year term for investors and their families. Cambodia's My 2nd Home program (CM2H) is a residence-by-investment pathway offering a ten-year renewable visa to foreign nationals and their family members. The program is structured around capital deployment: applicants must invest at least US$100,000 in approved Cambodian real estate projects or in a Cambodian business.

The visa grants legal residence for a decade with renewal eligibility at the end of each term. It functions as an operational base in Southeast Asia without requiring employment or local sponsorship. Family members are included in the application structure.

CM2H positions itself as a pathway to citizenship after five years of residence. Applicants who maintain continuous residence for that period become eligible to apply for Cambodian nationality. Citizenship grants access to 53 countries under visa-free or visa-on-arrival arrangements.

The program does not establish permanent residency as a formal status. The ten-year visa term is the primary legal mechanism. Renewal depends on maintaining the investment commitment and meeting program conditions during each visa cycle.

The minimum capital commitment for Cambodia's My Second Home program is US$100,000. This is a one-time investment requirement with no ongoing deposit obligations.

You may satisfy the commitment through either channel:

• Real estate investment of US$100,000 or more in Cambodian property projects
• Business investment of US$100,000 or more in a registered Cambodian business

The program imposes minimal stipulations on what qualifies as a valid investment. Authorities evaluate each application individually, allowing flexibility in how you structure your capital deployment across real estate or business sectors.

Once committed, your US$100,000 remains deployed in your chosen investment vehicle, it is not refundable or returned upon residency approval. The capital serves as both your qualification threshold and your operational asset within Cambodia's economy.

Applicants must deploy a minimum of US$100,000 through one of two investment routes. The first route is real estate investment: purchasing property in approved Cambodian real estate projects valued at US$100,000 or more. The second route is business investment: injecting US$100,000 or more into a registered Cambodian business entity.

No prescriptive list of qualifying real estate projects or business sectors exists. Authorities evaluate each application individually on a case-by-case basis. This means investment documentation and project legitimacy must demonstrate clear capital deployment and commercial rationale. Applicants bear responsibility for proving the investment meets program standards during underwriting.

The US$100,000 threshold applies per application. Family members included in the application are covered under the primary applicant's investment, no separate investment is required for dependents. Investment structure, documentation requirements, and approval criteria are determined during application review rather than through published fixed criteria.

The program provides a clear path to Cambodian nationality. Applicants who maintain continuous residence for five years become eligible to apply for citizenship. Cambodian citizenship grants access to 53 countries under visa-free or visa-on-arrival arrangements.

The ten-year visa term delivers operational stability. Residence is valid for a full decade with renewal eligibility at the end of each term. You establish legal status without ongoing visa runs or short-term extensions.

Family members are included in the structure. Your dependents receive the same ten-year visa under a single investment commitment. No separate capital deployment is required for family coverage.

Cambodia operates as a low-tax jurisdiction. The country maintains a territorial tax system that does not tax foreign-sourced income. Residents are taxed only on income earned within Cambodia. Corporate tax rates and personal income tax structures favor internationally-mobile entrepreneurs.

Cost of living is substantially lower than Western and developed Asian markets. Monthly expenses for housing, services, and daily operations are a fraction of comparable costs in Singapore, Thailand's urban centers, or OECD countries. This economic advantage allows for capital preservation while maintaining residence.

Cambodia is a member of the Association of Southeast Asian Nations (ASEAN). Residence in Cambodia positions you within the ASEAN economic community, facilitating business access and regional mobility across ten Southeast Asian nations. Cross-border movement within the bloc is simplified through bilateral agreements and regional frameworks.

Processing timelines are shorter than most citizenship-by-investment or residence-by-investment programs globally. The absence of complex bureaucratic layers accelerates application review and visa issuance once investment documentation is verified.

Applicants who maintain their investment for at least five years become eligible for Cambodian citizenship. This establishes a direct pathway from CM2H residency to nationality acquisition.

Cambodia's amended Nationality Law became effective in December 2025. The law has revised citizenship-by-investment thresholds. The pathway from CM2H residency to citizenship via naturalization may be subject to updated requirements. Applicants should verify current eligibility criteria with Cambodian authorities before committing to the citizenship track.

Applications for the Cambodia My Second Home program are directed to the Khmer Home Charity Association, operating under the auspices of the Ministry of Interior.

The program operates under Cambodia's residency visa framework and the amended Nationality Law (effective December 2025), which governs the pathway from residency to citizenship eligibility after five years of continuous investment and residence.